Terms of Use

BY USING THIS WEB SITE, YOU SIGNIFY YOUR AGREEMENT WITH THE FOLLOWING TERMS OF USE, SO PLEASE READ THEM CAREFULLY.

Acceptance of Terms

Insure North America, LLC web site (this “Site”) is provided subject to the terms and conditions set forth below (the “Terms”), in addition to, and not in limitation of, the provisions of any other agreement you may enter into with Insure North America, LLC.

Insure North America, LLC may modify these Terms from time to time and without notice, effective immediately upon posting on this Site. Your continued access or use of this Site shall constitute acceptance of such modifications of the Terms. Insure North America, LLC has the right to terminate your access or use of this Site at any time without notice.

User Obligations

You may not use this Site in any manner that may: adversely affect this Site’s resources or the availability of this Site to others; violate any local, state, national or international law; delete or revise any content on this Site; or, use this Site to harass any other person or to collect or store personal information about other visitors. If you have a unique user identifier and/or password to access secure areas, you are responsible for protecting the identifier and/or password and for any unauthorized use by others, with or without your permission.

Some parts of this Site may allow you to post, or to e-mail to Insure North America, LLC , materials or information (“Visitor Content”); or to access or use Visitor Content posted or e-mailed by other visitors to this Site. You grant Insure North America, LLC the unrestricted right to use or distribute, free of charge, any Visitor Content posted on this Site by you. You may not submit or post any material or information which is illegal, obscene, threatening, defamatory, invasive of privacy, or infringing of proprietary rights of any person or entity, or which contains software viruses, corrupted data, cancel bots, commercial solicitations, or mass mailings or any form of “spam.” You may not use a false e-mail address to impersonate any person or otherwise mislead as to the origin of any material or information you submit or post.

Insure North America, LLC may review, remove or edit any Visitor Content at its discretion. Insure North America, LLC has no responsibility and assumes no liability for Visitor Content posted by you or by any other party.

You are responsible for all software and equipment necessary to access and use this Site, including all related expenses. In addition, you are solely responsible for maintaining the confidentiality of any password or other security measure you use in connection with this Site, and agree to notify Insure North America, LLC immediately of any unauthorized use of your password or other security measure.

Privacy and Security

Insure North America, LLC manages and protects your personal information in accordance with applicable laws, such as HIPAA, and established company security standards and practices. For more information about privacy and security, please visit our Online Privacy and Security Statement; or, for more information about how Insure North America, LLC generally manages your personal information, please visit our Notice of Privacy Practices section.

No Warranty

Insure North America, LLC does not warrant that any Insure North America, LLC Content, Visitor Content or any other content posted on this Site is accurate, complete, reliable, current or error-free. Insure North America, LLC does not warrant this Site will meet your requirements, or that your access or use of this Site will be uninterrupted, timely, secure or error-free, nor does Insure North America, LLC make any warranty whatsoever regarding the quality of any products, services, information or any other material you obtain through this Site.

Limitation of Liability

Insure North America, LLC is not responsible for any cost or damage arising directly or indirectly from your use of or inability to use this Site or any content, or the interception of loss of any data transmitted to or from this Site. Insure North America, LLC shall have no liability whatsoever for failure of electronic or mechanical equipment or communication, telephone or other connection problems, computer viruses, unauthorized access or interception of data or this Site, theft, or errors. Your use of this Site, and the submission of any information by you, is at your own risk.

Copyright

All text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, indexes, desktop tools, software and any other material or information used in connection with this Site (the Insure North America, LLC “Content”); the selection, arrangement, and presentation of all Insure North America, LLC Content (including information in the public domain); and the overall design of this Site are the property of Insure North America, LLC and protected by U.S. and international copyright laws. Insure North America, LLC grants you a personal, non-transferable, non-exclusive limited license to access this Site and to download and print a single copy of Insure North America, LLC Content from this Site solely for: (a) your personal, non-commercial use, and provided that you do not delete or modify any copyright or other proprietary notices there from; or (b) as expressly permitted under any Agreement currently in effect between you and Insure North America, LLC . Any other copying, use, distribution or modification of Insure North America, LLC Content or any other property of Insure North America, LLC , whether in electronic or hard copy form, is strictly prohibited without the express prior written permission of Insure North America, LLC .

Trademarks

Insure North America, LLC and any other names of Insure North America, LLC or its web sites, publications, products, content or services referenced on this Site are the exclusive trademarks or service marks of Insure North America, LLC , including without limitation the “look and feel” of this Site and the color combinations, layout and other graphical elements of this Site. You may not use Insure North America, LLC ‘s trademarks in any manner without the express, written permission of Insure North America, LLC . Other product and company names that appear on this Site may be subject to trademark or other rights of other parties.

Linking to Other Web Sites

Insure North America, LLC has no control over other Web sites or other resources accessed through links on this Site. Any such links are provided for your convenience only, and do not constitute an endorsement of the linked site(s) or content by Insure North America, LLC . Insure North America, LLC makes no guarantees and disclaims any implied representations or warranties about the accuracy, relevance, timeliness, completeness, or appropriateness of these sites, the information contained in them or the products or services they provide. Insure North America, LLC shall not be liable, directly or indirectly, for any damage or loss incurred by you in connection with web sites or resources accessed through links on this Site.

Linking to and Framing of this Web Site

You may not frame any Insure North America, LLC Content, or use any trademark, logo or other proprietary information on this Site, without Insure North America, LLC ‘s express written consent. You may not use Insure North America, LLC ‘s name or trademarks in any metatags or other hidden text without the express written consent of Insure North America, LLC . You may link to this Site for non-commercial purposes only. Insure North America, LLC reserves the right to demand you remove any such link at any time, for any or no reason, and at Insure North America, LLC ‘s sole discretion.

Compliance with COPPA

This Site is not directed at children under the age of 13. Insure North America, LLC complies with the Children’s Online Privacy Protection Act and does not knowingly permit registration or submission of personally identifiable information by anyone under 13 years of age.

Governing Law and Disputes

These Terms, and any dispute that may arise between you and Insure North America, LLC , will be governed by the laws of the State of Oregon without regard to conflict of laws principles. The Terms, as may be amended from time to time, set forth the entire understanding between you and Insure North America, LLC as to the subject matter of the Terms, unless otherwise specifically provided under a written agreement, and supersede any prior agreements between you and Insure North America, LLC , whether oral or written, as to the subject matter of the Terms. Jurisdiction and venue will be in the courts of Vancouver, Washington, for any disputes arising out of or relating to these Terms.

Miscellaneous

If any provision of the Terms is found to be invalid or unenforceable, the remainder of the Terms shall remain in full force and effect, and all Terms shall be enforced to the fullest extent permitted by law. No waiver or failure to assert any provision of the Terms shall be valid unless in writing and signed by an officer of Insure North America, LLC . Insure North America, LLC may assign its rights and duties under the Terms to any party, at any time, without notice. Insure North America, LLC reserves all rights not expressly granted in these Terms.

Privacy

At Insure North America, LLC, protecting your personal information is paramount. Whether you are a current customer or just visiting this Site, we are as committed to protecting the information you provide through this Web site as we are when you provide it to us over the phone, in person or through the regular mail. However, we recognize, and want you to recognize, that while electronic communications have many benefits, they are not necessarily as secure as other means of communication. Please read the following information carefully to better understand how using this Site affects your privacy.

Security Practices

Insure North America, LLC attempts to protect online information according to applicable laws and established company security standards and practices. We have security measures in place to protect against the loss, misuse, or alteration of information under our control, and we continually evaluate new technologies for safeguarding your information. However, we cannot guarantee the confidentiality or security of electronic transmissions via the Internet, because they may potentially use unsecured computers and links, and data may be lost or intercepted by unauthorized parties during such transmissions. If you wish to submit personal and/or confidential information via a more secure means of communication, please contact us.

Sensitive information you provide to us online is protected by Secure Socket Layer (SSL) technology. SSL is the leading security protocol for data transfer on the Internet. This technology scrambles, or encrypts, your account information as it moves between your PC’s browser and Insure North America, LLC ‘s computer systems. When information is scrambled, or encrypted in this way, it becomes nearly impossible for anyone other than Insure North America, LLC to read it. This secure session helps protect the safety and confidentiality of your information when you interact with Insure North America, LLC online.

Cookies

A cookie is a small text file that the Insure North America, LLC system sends to your computer to collect information about your activities on this Site, or to make it possible for you to purchase products or services from this Site and to track such purchases. The cookie transmits this information back to this Site each time your browser requests a page from this Site, and the information is stored to help facilitate your use of this Site the next time you visit. In addition to information you provide, Insure North America, LLC may use cookies or other passive means to collect general information such as: the name of the domain and host from which you access the Internet; the IP address of the computer you are using; the browser and operating system you are using; the date and time you access this Site; and the Internet address of the web site from which you linked to this Site.

Insure North America, LLC uses cookies so you won’t have to reenter information each time you visit this Site. If you do not want to receive cookies from this Site, you can set your browser to not accept cookies.

Use of E-Mail

Please use your own best judgment when sending information via the Internet to an e-mail address. E-mail sent via the Internet may pass through private and public networks with varying levels of security. Some networks may have taken steps to secure e-mail transmissions while others have not, thereby compromising the privacy and integrity of an e-mail. An e-mail may be copied, altered or destroyed. Insure North America, LLC will respect your request not to be contacted via e-mail.

Once your e-mail is received, Insure North America, LLC preserves the content of your e-mail, your e-mail address and our response so that so we can efficiently respond to questions you might may have. We also maintain such records in do this order in an effort to meet legal and regulatory requirements.

Updates to the Statement

Evolving technology will continue to provide Insure North America, LLC with new and better ways to safeguard your information. We may update this statement in the future to reflect these technological advances, and we encourage you to return to this page from time to time for any updates.