You deserve a team that wants to engage with you and your employees and truly help them with their benefits. We are dedicated to you and dedicated to making a difference in the lives of your employees.
When employees understand their benefits for themselves and their family, they have higher job satisfaction.
Employee Benefit Plans have become complex and vast with flexibility and options for both Small and Large Employers. Navigating those options based on your size, budget, company culture and risk tolerance is where we can bring our experience and expertise to you. We believe in a long-term business partnership to assist you in building a strong benefit package that will help attract and retain employees.
Just a few of these options include:
Fully Insured Group Plans
We guide clients to a meaningful decision on the design of benefits, determine the pricing through an extensive market study and oversee plan performance through responsive customer services.
Self-Funded Benefit Plans
As broker/consultants, we focus on the design of plan funding, negotiating reinsurance contracts and implementing efficient plan administration. Monthly performance is monitored using our Plan Management System.
Cafeteria/Flex Benefit Plans
Utilizing Internet based technology we can implement and administer all forms of flexible benefit Cafeteria plans for clients on a turn-key basis.
Voluntary & Wellness
Dental, Vision, Life & Disability Insurance Strategies
Beyond Medical, both Employer paid and Voluntary programs for Life, Dental, Vision, Disability, Accident and other options are valued be employees. These programs attract new employees, retain current employees and increase overall employee satisfaction.
Improving employees’ physical and mental well being can have a direct impact on employee benefit costs, utilization and job satisfaction.
Cost Control & Technology
FSA/125 Plan Docs
Employer Strategies and Solutions to Substantially Reduce high cost of Health Insurance Cost for Out-of-Pocket Medical Expenses, Cost for Dependent Day Care Expenses, Cost for Parking and Transit Expenses, Cost of Self-Employed Healthcare Expenses, Employer Matching Payroll Taxes by 8%, Employee Income Taxes by 30%.
Give your employees quick and easy access to their employee benefits. Our online system allows you to effortlessly post and organize all of your company materials and restrict access by department, office, etc. bringing your benefits to your fingertips 24/7 saves you time and money.
With the ever-changing employee benefit regulations, having a compliance partner that can explain ACA rules and reporting, 5500 forms, SPD requirements and non-discrimination testing is key to running your business. We provide a compliance guide and will communicate with you continuously as regulations and requirements change.
Technology is bringing efficiencies to our workplace. Employees now have broader access to their benefits and you can provide online enrollment and education which has proven to increase employee job satisfaction. Employers also have the benefit of using technology to administer their plans and consolidate carrier billings including eligibility reports to and from your payroll company giving you more time to run your business.
We want to provide you with long-term support and solutions. Your needs change over time and we will be there for you and your employees 24 hours a day, 7 days a week. Our unique and dedicated customer service support is one of the many ways that differentiates us from other brokerage firms in the marketplace.
We understand that your business may have employees that work late at night or on the weekends. They may have questions before or after the traditional 9 to 5 work hours. Therefore, shouldn’t you have an employee benefit team that supports you and your employees’ needs?
Our 24-hour service commitment has been a cornerstone of our business model and the foundation of our mission statement. We’re here to be an extension of your human resource team and just as dedicated to your employees as you are.